Detect Fraud
Before It
Happens.
Combine behavioural analytics, device intelligence, rules, and machine learning to identify suspicious activity in real time.
A Multi-Layered Approach
to Fraud Detection.
TopSafeAI analyzes every transaction using multiple layers of intelligence — combining rules, behaviour, device data, and machine learning.
Transaction Data
Amount, frequency, timing
Customer Behaviour
Spend patterns, habits
Device Fingerprinting
Unique hardware IDs
Location Intelligence
Geo-fencing & IP monitoring
Beneficiary Patterns
Recipient risk profiling
Historical Context
Long-term data baselines
Powered by
Rich Data Signals.
Fraud isn't static. We ingest thousands of signals per transaction—from hardware identifiers to historical micro-habits—to build a comprehensive risk profile.
See Data DictionaryHybrid Detection Engine.
Predictability meets foresight. Our engine runs deterministic rules alongside probabilistic ML models for maximum coverage.
Rules Engine
- Threshold-based checks
- Velocity & volume rules
- Custom institutional logic
- Sanctions matching
ML Intelligence
- Anomaly detection models
- Behavioural habit scoring
- Risk prediction models
- Self-learning adjustments
Detect Behaviour
That Deviates.
Sudden High-Value Activity
Identify transactions that break established historical spend limits for that specific entity.
New Beneficiary Patterns
Flag first-time transfers where the recipient profile doesn't match the sender's history.
Rapid Activity Spikes
Catch professional money laundering chains through real-time velocity monitoring.
Identify Risk Through
Device Behaviour.
Hardware Fingerprinting
Unique ID generation regardless of browser clearing or private modes.
IP & Proxy Analysis
Detect VPNs, TOR nodes, and high-risk data centre IPs instantly.
Real Fraud Scenarios
We Neutralize.
Account Takeover (ATO)
- Credential stuffing detection
- Device/IP mismatch
- Sudden 2FA resets
Synthetic Identity
- Identity fragmentation
- Cross-institution pattern
- Bio-data drift
POS Fraud Rings
- Merchant velocity spikes
- Circular settlement logic
- Card-present anomalies
SIM Swap Fraud
- Port-out detection
- USSD command anomalies
- Mobile signal loss logic
Insider Abuse
- Administrative access abuse
- Privilege escalation analysis
- Audit log integrity
Laundering Chains
- Layering & Integration detection
- Swift corridor risk
- Crypto on-ramping
Understand Every
Risk Decision.
No more "Black Box" logic. TopSafeAI provides clear, human-readable explanations for every flagged transaction, giving analysts the confidence to act.
Decision Reason:
"Transaction flagged due to unusual high value (4.5x average), access from a new device signature, and destination account with high risk-velocity."
Continuously Adapts
to New Threats.
Take Action
Instantly.
Don't just detect—respond. TopSafeAI enables automated decisioning based on risk thresholds, allowing you to stop fraud before funds leave the institution.
Allow
Safe transactions continue.
Flag
Send for analyst review.
Block
Terminate high-risk TXN.
Friction
Trigger extra Auth steps.
End-to-End
Fraud Operations.
Detection
Alert
Case
Investigation
Report
Fraud Insights Dashboard.
Advanced visualizations designed for fraud investigators to explore clusters, identify patterns, and act with precision.
Strengthen Your
Fraud Detection.
Stop reacting to fraud. Start detecting it with predictive intelligence and real-time decisioning.