Real-Time
Transaction
Monitoring.
Analyze every transaction as it happens using rules, behavioural analytics, and machine intelligence to detect suspicious activity before it becomes a loss.
| TXN | Customer | Amount | Risk | |
|---|---|---|---|---|
| TXN-88219 | John Omale | ₦250,000 | Mobile App | Safe 12 |
| TXN-88220 | Sarah K. (Merchant) | ₦1,200,000 | POS Terminal | High Risk 88 |
| TXN-88221 | Anonymous_77 | $500.00 | Web Checkout | Safe 45 |
| TXN-88222 | Emeka Wealth | ₦15,000 | USSD | Safe 5 |
Monitor Every Transaction
as It Happens.
TopSafeAI continuously analyzes transactions in real time, evaluating risk based on behaviour, patterns, device data, and predefined rules.
Live Transaction
Intelligence.
Gain deep visibility into your transaction flow with granular filtering, real-time search, and instant drill-downs.
Real-time Feed
Streaming view of all transaction activity.
Smart Filtering
Filter by amount, channel, risk level, or geography.
Instant Search
Locate specific customers or accounts in milliseconds.
Drill-down Analytics
Get full context on every flagged transaction.
Detect Suspicious
Patterns Instantly.
Advanced logic built to catch complex money laundering and fraud tactics across the global financial landscape.
Structuring (Smurfing)
- Linked account detection
- Velocity across timeframes
- Global entity resolution
Rapid Movement
- High-frequency transfers
- Zero-balance sweeps
- Circular fund flows
Unusual Size
- Personal vs Business norms
- Outlier detection
- Historical deviation
Cross-border Analysis
- High-risk corridor checks
- IMTO specialized monitoring
- Swift logic integrity
Dormant Activation
- Sudden volume spike
- Beneficiary anomaly
- KYC drift checks
Velocity Checks
- Bursts of transactions
- Cooldown period bypass
- Batch processing anomalies
Intelligence
Beyond Rules.
Behavioural Baselines
Automatically establish what "Normal" looks like for every account, merchant, and entity.
Deviation Detection
Trigger alerts instantly when a transaction breaks established patterns or shows outlier behavior.
Velocity Models
Track the speed and frequency of funds moving through your network to spot automation.
Hybrid Detection Engine.
Combining the predictability of hand-crafted rules with the foresight of advanced machine learning.
Deterministic Rules
- Threshold-based logic for regulatory compliance.
- Custom institutional business rules creation.
- Sanction list and black-list matching.
Adaptive ML Layer
- Zero-day fraud pattern recognition.
- Automated behavioral profile construction.
- Continuous self-learning from historical data.
Suspicious Swift transfer to high-risk corridor.
Possible structuring across 12 sub-accounts.
Device mismatch on merchant settlement.
Transaction size above daily average.
Intelligent Alert
Generation.
Never miss a threat. Our system generates context-rich alerts instantly, categorized by severity and auto-assigned to the right analysts.
- Instant Multi-channel Notifications
- Auto-Assignment to Analyst Queues
- Full Case Enrichment with Evidence
Every Transaction
Gets a Risk Score.
TopSafeAI calculates a precision score for every transaction based on fifty plus variables, enabling automated decisioning at scale.
Monitoring Across All Channels.
Built for
Enterprise Scale.
TopSafeAI architecture is optimized for high-volume banking hubs, delivering sub-second decision integrity at global scale.
Integrates with Your
Core Infrastructure.
Connect TopSafeAI to your existing banking core, payment switches, and data warehouses via our enterprise-grade API first architecture.
Banking Core
Flexcube, T24, Finacle & Custom Cores
Payment Switches
Postilion, Entrust & Custom Switches
Auth Providers
Active Directory, OAuth & SAML
Dashboard Control.
A high-gloss, data-heavy interface designed for speed, clarity, and decision making under pressure.
Gain Full Visibility
Into Every Transaction.
Join leading banks and fintechs using TopSafeAI to eliminate fraud losses and exceed AML compliance standards.